Mortgage Assistant Blackpool
We are Trustworthy, Reliable, Honest, Upfront
Are you looking for an experienced mortgage advisor in Blackpool?
Someone you can trust.
Who knows a good deal when they see one?
And who can keep you on the right financial path?
An advisor who can help you get the best mortgage deal, securing the property of your dreams?
Look no further to find your independent mortgage advisor with Mortgage Assistant.
Using our Find an Advisor tool, you can locate the right mortgage advisor for you. Based in Blackpool, we provide a matching service to help keep the process of buying property running as smoothly as possible.
Our process is simple. In just three easy and straightforward steps, you can be working with an independent, FCA-approved mortgage broker Blackpool who has access to the entire mortgage market when it comes to finding the best deals and mortgage products suited to your situation.
Our three-step process includes:
- Information gathering. What are you looking for? Let us know what would be your ideal outcome, i.e., what do you want to achieve from working with a mortgage broker.
- We’ll use the information you provide to find the right mortgage advisor for you. We understand that every property owner and every situation is different; that’s why we use our expertise and inside knowledge to make sure we find the perfect match.
- After speaking with both parties, we’ll organise a call (free of charge), so you can ask questions, find out a little more, and determine if you would like to proceed.
All we ask in return is if you do choose to work with one of our recommended advisors, you let us know!
Find an advisor today with Mortgage Assistant.
Renowned for its dazzling lights along the promenade and the landmark that stands proud as Blackpool Tower, mortgage products in Blackpool are very competitive.
Ultimately, a mortgage is a large sum of money supplied by a lender (bank or building society) to a borrower (person(s) looking to purchase the property).
Taking out a mortgage is a long-term investment and commitment on both sides, with the mortgage forming a financial contract outlining the length of the mortgage and any fees and interest to be paid.
Of course, the total amount you pay back will vary as this is highly dependent on the mortgage deal you secure, hence the importance of securing a good deal!
Mortgage terms are typically found to be between two- and five years, allowing people to switch deals throughout the overall length of a mortgage period (usually set at 25 years).
Your broker will provide you with mortgage advice tailored to your situation and financial circumstances.
Taking away the stress and time-consuming parts of finding the right mortgage deal.
Providing you with confidence
The mortgage market is a minefield of information. It doesn’t matter whether you’re a first-time buyer, you’re moving into a bigger home, you want to add to your buy-to-let portfolio, etc.; finding the right mortgage product for your situation can be daunting.
That’s where Mortgage Assistant comes in.
We aim to help you get not just the best advice but the right advice when it comes to mortgages.
That’s why we work with professional, independent, trustworthy mortgage brokers in Blackpool who will scour the entire mortgage market (unlike some advisor’s independent brokers are not limited to specific lenders), providing you with a range of options and some of the best deals around.
Helping to make a complicated process a lot easier to understand and jargon-free, make sure you know all your options and have all the information you need to make an informed decision.
Get started today
Information to get you started
Comparing the best mortgage rates for you, the mortgage advice you receive from your mortgage broker will be tailored to you considering your information, financial circumstances, and your requirements.
The deals available to you and the rates that your mortgage advisor will present to you will be based on various factors, so we advise you to be honest and upfront in all the information and communication you provide.
Some of these affecting factors include:
How long you would ideally like to have a mortgage for. For example, most mortgage terms are 25 years (this is typically the industry average); however, you could look to reduce this term by increasing your monthly payments. Alternatively, you could extend the length of your term and decrease your payments. Again, this is all dependent on your circumstances and the information you provide.
You also have the choice between a fixed rate deal or a variable. Fixed rates can provide you with peace of mind that you know exactly how much you will be paying every month, compared to that of a variable product which will typically be lower but will vary every month.
You will also need to consider how long you would like the deal for? Most mortgage deals are set at 2 or 5 years, allowing you the option to look at new deals as and when they arise. (Note: longer terms are now available, and these are subject to change depending on economic changes).
Your mortgage advisor will provide you with scenarios and outcomes for all these situations, providing you with as much information as possible.
Find an advisor to help you get started today.
To help you secure the best mortgage in Blackpool, your mortgage advisor will need:
- Your last three months’ payslips.
- Proof of house deposit.
- Proof of income.
- Any evidence to support any changes to your financial situation now or in the future.
You will also need your credit reference report and scores, which you can obtain from one of the three credit agencies (Equifax, Experian, TransUnion). (To help you achieve a good credit score, you should ensure all your details are up to date, you pay any credit cards/bills on time, you keep up any regular payments, and that you’re registered on the electoral roll).
This information can help you achieve a Decision in Principle, the first step in the property process.
Affordability is a significant element when securing a mortgage.
For professional mortgage advice that you can rely on, look no further.
Securing the house of your dreams in 6 months!
You must take into account all the fees and charges that are associated with buying property. These additional costs can range from conveyancing fees, survey costs, stamp duty, insurances, and more.
Your mortgage advisor will provide you with further information and competitive costs across all of these areas. As well as outlining timescales until completion.
Typically, the mortgage process can take anywhere from 3 to 6 months, depending on the property and the situation.
Let us help you find a mortgage broker in Blackpool for you.