Mortgage Assistant Wigan

We are Trustworthy, Reliable, Honest, Upfront

Thinking about buying your first home?

Extending your property portfolio?

Mortgage deal coming to an end?

We have a mortgage advisor in Wigan perfect for you!

On hand, to make the home buying process a little more straightforward, your local broker will have knowledge of the area and experience working with different lenders and their processes.

Acting as the go-to person, your independent mortgage advisor can access all the latest mortgage deals, answer all your mortgage-related questions, and provide you with tailored information to suit your financial circumstances.

The role of Mortgage Assistant?

To find the right mortgage broker in Wigan for you.

We use our expertise and knowledge of the mortgage sector to understand your requirements and work with an independent mortgage broker who can perfectly meet these.

Using our FREE Find an Advisor tool, get started today and secure the right mortgage for the property of your dreams.

A large town in Greater Manchester…

…Wigan has a lot to offer. A large settlement, Wigan is best known for its history as a mill town and coal mining district, as well as Wigan Pier, being made famous by the writer George Orwell.

Situated between Manchester and Liverpool, Wigan is a great place to live. With easy, accessible routes in and out of the city, a nightlife scene to shout about, great schools, shopping, and steeped in rich history, Wigan offers it all.

It also boasts affordable, high-quality homes.

This is where a professional mortgage advisor comes in.

Helping to find you the right deal to suit your requirements.

However, we understand that finding the right person for the job is not always straightforward, and we know that there are many (many) mortgage advisors out there who say they are suitable for you and experts in their field.

That’s why our team work tirelessly to provide a mortgage broker matching service, where we gather information from you about your needs and property wants, and we match this with independent, fully qualified, and experienced advisors in this area.

You will also have the option to speak with your mortgage advisor to ask further questions and see if you would like to continue working together.

If you do decide to continue working with the mortgage broker match, we’d love to know!

What is a mortgage?

In its simplest form, a mortgage is an agreed amount of money that you will borrow from a lender, i.e., bank or building society, to purchase a property.

A mortgage is a long-term investment, typically 25 years. This mortgage term can be extended, reducing your monthly payments, or it can be reduced by increasing your monthly payments – this, of course, is all dependent on your circumstances and situation.

Over the course of 25 years, you will contractually agree to different mortgage deals and re-mortgage over the years. Typically, you will find mortgage deals to stand between 2 or five years (however, please note, today, you will find many and various mortgage deals available ranging in years).

This is where a mortgage broker in Wigan can be essential.

Finding the best deals for you, providing sound, reliable advice. Advice that is tailored to you.

Get started today with our Find an Advisor tool.

Working throughout the Northwest

We operate throughout Wigan and other towns in the Northwest, including Manchester, Liverpool, Warrington, Blackpool, Chester, Stockport, Sale, Bolton, Preston, Rochdale, St. Helens, Wythenshawe, and Salford.

We’re here to help.

A clearer picture for all

We aim to make the mortgage market clearer for all.

Using our expertise and maximising the mortgage advisor’s local knowledge of Wigan so you have access to the latest information and advice.

This is what our find an advisor tool does for you.

It matches you with the best advisor to help you with your property requirements.

Someone who can compare deals, manage fees, and provide you with jargon-free solutions that will work for you.

We want to give you back time. Time to enjoy the property finding part of the process, not time spent bogged down in paperwork and numbers!

So, if you’re buying your first home, looking to re-mortgage, or you’re looking at a buy to let deal, speak to us today.

Our independent, FCA-approved mortgage brokers have access to the whole market, not restricted to specific deals from specific lenders. For you, this means you can rest assured that you are receiving the best of the best.

For advice, you can rely on, from a professional in the field, find an advisor in Wigan today.

For the best mortgage advice, around…

…find an advisor with Mortgage Assistant.

To find out what mortgages Wigan has to offer, speaking to a professional mortgage broker can help to present you with the right deals.

Your mortgage advisor will work hand in hand with you, providing you with as much detail as possible. They will also provide you with information and an outline of other associated costs with obtaining a mortgage.

Costs such as fees relating to conveyancing, stamp duty, building and contents insurance, life insurance, and more.

To help understand and check affordability criteria, we offer all of our customers a to find an advisor online  so you can input all the costs to provide you with an estimate for monthly bills.

The entire mortgage process, from receiving a Decision in Principle to finding a property, exchanging contracts, and agreeing completion dates, can take anywhere from three to six months. Again, this depends on the type of property and your situation; however, a professional mortgage advisor in Wigan will be able to guide you through the entire process, making sure they’re with you every step of the way.

To find your perfect mortgage advisor match, use our Find an advisor tool today.

What are you looking for?

Of course, you’ll know what type of property you are looking to buy and in what area of Wigan, but do you know what kind of mortgage product you would prefer?

For example, how many years would you like to take the mortgage over? Would a fixed rate deal provide you with more confidence, or is a variable rate more suited to your circumstances? Is a two-year mortgage deal the best choice at the moment to give you time to settle and review? Or would a five-year term provide you with a little more stability?

These are the questions that your mortgage advisor will try to get to the bottom of. Identifying exactly what you would prefer and what type of mortgage Wigan has to offer that would be best suited to you.

What your mortgage advisor will need from you

To help keep the process moving as smoothly as possible, you will be required to provide your mortgage broker with:

  • The last three months’ worth of pay/wage slips.
  • Proof of the deposit you will be put down against the house.
  • Any credit scores/reference reports you have.
  • Proof of income.
  • Any other information which may be relevant to your application.

Find out more about Mortgage Assistant today.

Want to find an advisor?