Mortgage Assistants Greater Manchester

We are Trustworthy, Reliable, Honest, Upfront

  • Thinking about buying your first home? 
  • Are you looking at potential buy-to-let properties adding to your investment portfolio? 
  • Are you coming to the end of your mortgage term and looking for another great deal? 

Let us find you the perfect mortgage advisor who can help you with all of your mortgage requirements and more. 

Operating throughout the Greater Manchester area, we have access to the most professional, experienced, and independent FCA-regulated mortgage brokers around. 

On hand, to find you the best mortgage deal for your situation, at Mortgage Assistant, we pair you with your perfect mortgage advisor to achieve the best outcome for you. 

Check out our FREE online service today by using our Find an Advisor tool now. 

House buyers of Greater Manchester, we got you! 

Greater Manchester is not only rich in industrial heritage; it is also a major city in the Northwest of England. 

Covering Manchester, Stockport, Sale, Bolton, Rochdale, Wigan, Wythenshawe, and Salford, Greater Manchester has and continues to change and grow with its population. 

Spanning approximately 493 square miles, this area is one of the most populous urban areas in the UK, making house prices and homeownership extremely competitive. The average house price throughout Greater Manchester is now estimated at over £250,000. 

That’s why we’re committed to finding a mortgage advisor who is knowledgeable about the area and the towns and who can find the best deals for you. 

That’s why we keep our process simple. 

In a few words, we want you to tell us precisely what you’re looking for. Type of mortgage, property type, etc. We then use this information to get to work to find the most suitable independent mortgage advisor for you—an advisor based in Greater Manchester. 

Once we’ve found the perfect match, we’ll organise a call between both parties (free of charge), so you can chat further, and you can decide if you would like to progress working together. 

All we ask at Mortgage Assistant is that you let us know how it all went! 

To learn more, call us today

Mortgage rates in Greater Manchester 

Definition of a mortgage – A mortgage is a sum of money that you borrow from your preferred bank or building society so you can purchase the house of your dreams. This financial transaction is a binding legal agreement between both parties for a set term with monthly repayments made. (Note: If you don’t keep up with your repayments, your home may be repossessed). 

The important part of taking out a mortgage is the mortgage deal you secure. This deal dictates how much you will repay, fees included, and the length of the mortgage term. 

Most term deals will be between two and five years; however, with changes to the economy and lenders profiling, you may be able to secure longer-term deals such as ten and even 15-year terms. 

Areas in Greater Manchester we cover include: 

We take away the stress and anxiety 

With various lenders, deals, offers, and promotions available, the mortgage market can be a minefield of paperwork and numbers! 

That’s where we come in. 

We take away the stress that can come with hunting through mortgage deals. Making sense of the information provided and narrowing down the best deals for you, our mortgage advisors scour the market and present only the deals suitable to your circumstances and situation. 

This, in turn, helps to give you back the element of time. Time that you can spend on other things that you enjoy the most. 

Buying your first home, remortgaging, or moving into a bigger property has never been easier. 

We work with professional, experienced, and independent mortgage brokers who have access to the entire financial mortgage market, those who aren’t restricted to only specific lenders. 

This means you will always have access to the latest and best deals in Greater Manchester. 

For straightforward advice and information, let us help you. 

Find a mortgage advisor today. 

Your choice in mortgage products 

We know that finding the right and most appropriate mortgage product for you is a big decision and vitally important. We also understand that the best mortgage product will depend on many elements. That’s why you must be open and honest with what you want and your financial circumstances. 

For example, you will need to consider what type of property you want? How long do you want or expect to be paying your mortgage? For example, you can extend your mortgage term and lower your mortgage payments and lower your monthly costs, or you can reduce your term, increasing your costs but no longer being tied to a long-term mortgage. 

You then have the options of fixed-term or variable rates, i.e., is a fixed-term mortgage where you know exactly what you’ll pay every month more suited to you? Or are you happy following a variable payment plan which can be beneficial when interest rates are set to remain low? 

Note: It’s advisable that you avoid a lender’s standard variable rate (SVR) as you will find that these rates are some of the highest mortgage rates you will face. 

Your chosen mortgage broker can help provide clarity on all of these areas and more. 

What you need 

To help you and your mortgage advisor get the ball rolling, you must have: 

  • Your last three month’s payslips. 
  • Proof of deposit (note: the higher the deposit you place against the mortgage, often the better the deal you can expect). 
  • Proof of disposable income. 
  • Acknowledgement of any wage increases or promotions etc. 
  • A check of your credit report and an understanding of your credit score. 

To help, we have a tool to find a mortgage advisor HERE to help you understand costs and repayments. 

Your mortgage advisor will use all of this information and more to compare the best mortgage deals in Greater Manchester for you as well as paint you as the perfect borrower to any lender.

Is now the right time to take on a mortgage? 

A mortgage is a big commitment and a long-term investment. As such, you need to consider your affordability levels taking into account conveyancing costs, stamp duty, insurances, survey costs, and more. 

Taking you through all steps in the process, a mortgage broker can help to advance your mortgage application and provide you with a greater chance of securing your mortgage. 

We estimate the mortgage application process to take between three and six months. 

Find your perfect property today; use Mortgage Assistant to get the ball rolling. 

Find an advisor in Greater Manchester. 

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