Mortgage Assistant Chester
We are Trustworthy, Reliable, Honest, Upfront
Looking to buy your first home?
Considering adding to your property portfolio?
Are you at the end of your mortgage term and looking for another great deal?
Let us find the right mortgage broker in Chester to get you started and make your mortgage journey plain sailing.
Based in Chester, your mortgage broker will have local knowledge of the area and access some of the best mortgage products from all lenders.
Independent and FCA-approved, your mortgage advisor can be your go-to person to help answer your mortgage-related questions. Providing you with the information and details you need to secure the mortgage you want.
To match you with the right mortgage broker Chester to meet your needs.
We work with you, listening to your requirements, considering the information you provide us, and then finding the right independent mortgage advisor for you.
With our FREE Find an Advisor tool, why not get the ball rolling today?
Thinking about buying a property in Chester?
With its extensive Roman Walls and its Tudor-style timber buildings, Chester is nestled in the Northwest of England and is the second-largest settlement in Cheshire, with Warrington remaining first.
Chester is an extremely popular place to live, making mortgages in Chester very competitive, with the average house price reported to be just over £220k.
This can make finding the right mortgage broker who has insight into the ever-changing market and the deals available essential.
That’s where Mortgage Assistants come in.
Providing you with a straightforward process, we gather as much information from you as possible. Details relating to the type of property you would like to purchase, your financial situation, are you a first-time buyer? Are you looking for a buy-to-let agreement?
Self-employed? Remortgaging etc.
This information then helps us to match you with the right mortgage broker.
Finding you an independent mortgage advisor in Chester who has the experience and knowledge required to support your specifications and house buying journey.
From here, we will arrange a call (free of charge) between both parties. This call lets you ask questions, find out a little more, and decide if you would like to move forward.
At Mortgage Assistant, all we ask is that you let us know how you got on.
To find out more and to check out our services.
A mortgage is….
A mortgage is a set amount of money you would like to borrow from a specific lender to purchase a property.
It is a long-term commitment from both parties and a contractual agreement with set terms and obligations required.
A mortgage will typically span 25 years (however, this can be shortened or extended depending on your circumstances and requirements). A mortgage deal or product will usually last between 2 and 5 years, allowing you to change and secure better deals as your circumstances change.
This makes finding the best mortgage deal vital. A deal that can help reduce your monthly payments, fees, and the interest you are charged.
For sound, reliable, professional mortgage advice Chester, use our Find an Advisor tool today to get started.
Areas we cover
Operating throughout Chester, we also cover Manchester, Liverpool, Warrington, Blackpool, Stockport, Sale, Bolton, Preston, Rochdale, Wigan, St Helens, Wythenshawe, and Salford.
Making the complicated, less complicated
Making the complicated, less complicated
We understand that there are several lenders servicing the mortgage market, and we know that there are numerous deals and ever-changing mortgage products to compare and choose from.
That’s why we work hard and use our experience to match you with the right mortgage broker for your situation.
Helping to make sense of the numbers and the copious amounts of paperwork. Comparing the best deals on the market based on your financial information, your independent mortgage advisor can help with it all.
Searching the market and applying their expertise and insider knowledge to present you with only the deals that apply to you.
Cutting out the jargon and being transparent in all communications is key. Giving you back valuable time that you can spend on things you truly enjoy.
Whether you’re buying your first home, you’re looking at switching to a more competitive deal, or you want to add to your buy-to-let portfolio, speak to the experts today.
With access to the entire mortgage market, facing no restrictions from specific lenders, and for straightforward, professional advice, find a mortgage advisor today with Mortgage Assistant.
Thinking about taking on a mortgage?
Buying property is exciting. A long-term investment and a physical attribute that you own. However, it is also a considerable investment where you must consider other costs aside from your reasonable deposit.
Costs such as conveyancing fees, stamp duty, survey costs, insurances, and more.
Checking affordability levels from the start can help you with your property search and support your Decision in Principle.
To help, we provide a FREE tool to find an advisor.
The good news is an experienced and professional mortgage broker can support your mortgage application, increasing your chances of securing your mortgage.
Typically, the mortgage process, from receiving a Decision in principle to finding a property-carrying out the necessary surveys and paperwork, etc., right through to completion, can take anywhere from 3 to 6 months.
To find a mortgage advisor in Chester who can guide you seamlessly through this process.
Know what you’re looking for.
It’s important that when looking for the right mortgage advice that you know exactly what you’re looking for in a deal.
For example, what type of property are you looking to purchase? How long would you like your mortgage term to be? Would you prefer a fixed rate product, or would a monthly variable work better for you? Is taking out a two or a 5-year deal better, and which one would best suit your current situation?
All of these questions and more will affect the decision you make, the deals you will be presented with, and the mortgage advice you receive.
To help, your mortgage advisor will work with you. Taking time to understand and listen to what it is you really want and the position you’re currently in—providing you with clarity and a clear goal on how to get the best deals around.
To help get the ball rolling, there will be certain pieces of information your mortgage advisor will require from you. These include:
- Payslips – preferably the last three months.
- Proof of the deposit you intend to put down against the property.
- Your credit reference report/score.
- Proof of your current income.
- Evidence of any changes in circumstances, i.e., promotions, salary increases, etc.
All of this information and more will be used by your mortgage advisor to help secure the best deal in Chester and present you in the most favorable light to the lender.