Mortgage Assistants

Find a mortgage advisor near you

Z

Whole of market

To Get The Best Deal For You

Z

Whole of market

To Get The Best Deal For You

Z

Whole of market

To Get The Best Deal For You

From Our Clients

Made the mortgage experience so much less complicated for us than I was
expecting.

Mr and Mrs E.B

Mortgage Assistants were fundamental in helping me build a healthy Buy to Let portfolio.  

Mr and Mrs F.

“Spent time making
sure we understood our options before we made our final decision. ”

Mr B.G.

Use our Find An Expert tool so we can best match what you want to an advisor.

Our service is free, all we ask is that if you do use one our experts, let us know how you got on.

How it works

Find an Expert

We will arrange, free of charge, an initial chat with your local expert so you can decide if you want to use them to help you. They will explain how the process works and what charges are involved so you can make an informed decision.

About our experts

We make sure all our advisors are independent so that they have access to the whole of market, and they are regulated by the Financial Conduct Authority. This means you’ll not only get access to the best deals available but the advice you receive will be the most suitable given your circumstances.

3 Simple Steps to the best deal for you….

Tell us a little bit about what you are looking for

We’ll find a local independent FCA regulated mortgage advisor near you

We’ll arrange a free chat so you can can decide if you want to continue

Timelines to Home Buying

Your independent FCA regulated mortgage advisor will help find you the best mortgage deal given your circumstances, but you can help by giving them sufficient time to do their job. You can start discussing a mortgage application as much as six months in advance, affording all parties time to fine tune your mortgage application. This guide lays out the time frames you can expect to face.

Preparation: (deposit, wage slips, income expenditure, repair/prepare credit card/loan payments, credit score). If all is well, Decision In Principle (DIP) can be obtained within 24 hours.

Finding your home: From days to months .

Conveyancing: Depending on the solicitors involved, this can take up to three months.

Exchange of contracts: Normally from one to three months

Completion: Typically, contracts are exchanged up to month prior to completion.

After Completion: Normally, up to a further month is involved in the post completion phase.

Total time: Normally from three to six months

FAQs

Frequently asked questions are answered here but get in touch if you have more

What does an Independent FCA regulated Mortgage Adviser do?

An independent FCA regulated mortgage advisor will find the best deal for you from the whole of the market, not a mortgage from a limited selection that suits them or the lender. Having assessed your needs and circumstances, they will paint a picture for the potential providers, so that you get the best mortgage deal for you and your family.

How do you choose the best mortgage?

This comes down to what type of mortgage best suits your circumstances. Your advisor will assess this by asking you a series of questions designed to establish what deal will suit your needs, so be open about what it is you want and what you have.

It normally boils down to what property you want to buy and what kind of mortgage is best for you.

What is a mortgage?

A mortgage is an agreement between you and a lender (normally a bank or building society) to borrow a sum of money in order to purchase a property. The amount you pay back depends on what mortgage deal you decide on but will usually include interest payments and fees.

Most mortgage deals will last between two and five years. When the term expires, most borrowers will ‘remortgage’ to a new deal otherwise they will default to the lender’s Standard Variable Rate (SVR), which normally means a higher mortgage interest rate.

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