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Are you thinking about a 10-year fixed-rate mortgage?

Are you thinking about a 10-year fixed-rate mortgage?

A 10-year fixed-rate mortgage can seem a significant commitment.  However, with rates reducing significantly, it is now entirely possible to receive some of the most competitive rates around – but is now the time to start thinking long-term?  And are...

Latest Leasehold News

Latest Leasehold News

At the start of 2021, the Ministry of Housing, Communities, & Local Government Housing Secretary, Robert Jenrick released details of new leasehold reforms coming into effect. The reforms announced will make it cheaper for you, as a leaseholder, to own...

Credit scores and mortgages

Credit scores and mortgages

The good news is there is actually no minimum credit score requirement for you to buy a house.  However, that's not to say your credit score is not important.  It is.  Your credit rating is an indication of how well you manage your finances, considering...

Factors affecting your credit score

Factors affecting your credit score

It's always advisable to keep a check of your credit rating.  Knowing where you stand financially and how credit-worthy you are is essential as it ultimately affects mortgage and credit card applications.  Your credit score can be of vital importance as it...

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