Confused By All The Mortgage Options Out There?
Why not find an expert Independent FCA regulated mortgage advisor to help get the best mortgage deal for you.
Whole of market
To Get The Best Deal For You
We exist to make life easier for you.
Buying a home or re-mortgaging is one the biggest decisions you’ll ever make, so we want to help you get the best advice. Our panel of independent FCA regulated mortgage advisors will search the whole of the market, not just a limited range of options, to find the best deal for you.
Use our Find An Expert tool so we can best match what you want to an advisor.
Our service is free, all we ask is that if you do use one our experts, let us know how you got on.
How it works
Find an Expert
We will arrange, free of charge, an initial chat with your local expert so you can decide if you want to use them to help you. They will explain how the process works and what charges are involved so you can make an informed decision.
About our experts
We make sure all our advisors are independent so that they have access to the whole of market, and they are regulated by the Financial Conduct Authority. This means you’ll not only get access to the best deals available but the advice you receive will be the most suitable given your circumstances.
Frequently asked questions are answered here but get in touch if you have more
What does an Independent FCA regulated Mortgage Adviser do?
An independent FCA regulated mortgage advisor will find the best deal for you from the whole of the market, not a mortgage from a limited selection that suits them or the lender. Having assessed your needs and circumstances, they will paint a picture for the potential providers, so that you get the best mortgage deal for you and your family.
How do you choose the best mortgage?
This comes down to what type of mortgage best suits your circumstances. Your advisor will assess this by asking you a series of questions designed to establish what deal will suit your needs, so be open about what it is you want and what you have.
It normally boils down to what property you want to buy and what kind of mortgage is best for you.
What is a mortgage?
A mortgage is an agreement between you and a lender (normally a bank or building society) to borrow a sum of money in order to purchase a property. The amount you pay back depends on what mortgage deal you decide on but will usually include interest payments and fees.
Most mortgage deals will last between two and five years. When the term expires, most borrowers will ‘remortgage’ to a new deal otherwise they will default to the lender’s Standard Variable Rate (SVR), which normally means a higher mortgage interest rate.